It is very important that claims be filed as quickly as possible. Studies have shown that the longer the time between occurrence and filing of the claim, the more expensive the claim becomes.
There are a variety of reasons for this, but one problem that can occur with late filing is a question of who is responsible for the late filing. Was it the employee or the employer? These types of disagreements lead to hostilities between the claimant and the employer.
What we know is that the more hostile the relationship is between the claimant and the employer, the more likely we are to end up in litigation. Litigation significantly increases the costs of a claim. Sometimes, what could have been resolved in an agreeable fashion becomes embittered and expensive simply due to late claim filing.