Wednesday , December , 13 2017

Members Doing the Right Thing

OSHA regulations require equipment with rotational force to be secured so it can’t turn over while in use. Pictured here, the City of  Palmer public works have bolted their drill press to the ground.

An alternative to bolting to the ground, if the equipment needs to be able to move, is to bolt it to a metal plate that can be stood on while the equipment is in use.
Saturday, December 1, 2012/Author: Alaska Public Entity Insurance/Number of views (1843)/Comments (0)/
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Timely Claim Filing Is Important

It is very important that claims be filed as quickly as possible. Studies have shown that the longer the time between occurrence and filing of the claim, the more expensive the claim becomes.

There are a variety of reasons for this, but one problem that can occur with late filing is a question of who is responsible for the late filing. Was it the employee or the employer? These types of disagreements lead to hostilities between the claimant and the employer.

What we know is that the more hostile the relationship is between the claimant and the employer, the more likely we are to end up in litigation. Litigation significantly increases the costs of a claim. Sometimes, what could have been resolved in an agreeable fashion becomes embittered and expensive simply due to late claim filing.


Saturday, December 1, 2012/Author: Alaska Public Entity Insurance/Number of views (1736)/Comments (0)/
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Avoiding Cyber Risk

In this digital age we are constantly faced with cyber risk. Fortunately, there are many things we can do to mitigate this risk. One simple and easy way to decrease your cyber risk is to choose a good, secure password, because a good password will deter most amateur cyber thieves. Here is a list of the top 10 worst passwords identified in 2011:

1) password

2) 123456


3) 12345678

4) qwerty

5) abc123

6) monkey

7) 1234567

8) letmein

9) trustno1

10) dragon

Different sites and programs have different password requirements. However, the strongest passwords are a seemingly random string of characters including upper-case letters, lower-case letters, numbers, and punctuation.  The problem lies in remembering these types of passwords.

One recommended method is to take a memorable phrase and grab the first letter of each word and any punctuation or numbers and convert it to a password.

For example, take the phrase “We have two kids: Jack and Jill.” The corresponding password would be:

Wh2k:J&J.

Or the phrase, “My number one insurance co. isn’t expensive.” The corresponding password would be:

M#1ic.i’e

This seemingly random string of characters is not too difficult to remember and is very secure.

Saturday, December 1, 2012/Author: Alaska Public Entity Insurance/Number of views (1836)/Comments (0)/
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Winter Walking

According to the National Safety Council, trips, slips, and falls account for over 20 percent of all disabling injuries and are the leading cause of workplace deaths. Winter in Alaska increases the trip, slip, and fall hazards we face. We contend with ice, snow, slush, and rain in the outdoors. Additionally, we face wet spots in entrances, hallways, and other places due to melting snow and ice tracked indoors. 

These hazards won’t ever go away, but there are a number of things we can do to reduce our risk of injury. Take the following precautions to be safer during winter times:

1. Be careful at all entrances and exits. They may be wet from rain, snow, or ice.
2. When exiting a vehicle, hold on to the vehicle and exit slowly. You want to avoid quickly putting your full weight onto an icy or slippery surface, which can cause a fall.
3. When possible, avoid carrying heavy loads in icy or snowy conditions.
4. Wear slip resistant shoes or boots, or equip your footwear with snow cleats.
5. Be sure to take off your snow cleats before heading inside. Snow cleats add traction in the snow and ice, but eliminate traction on many hard indoor surfaces.
6. Always pay attention to where you’re walking and slow down if necessary.
Saturday, December 1, 2012/Author: Alaska Public Entity Insurance/Number of views (1828)/Comments (0)/
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Let it Snow... NOT!

From the Desk of the Director, Jeff Bush

It’s only mid-January, but for many Alaskans this has already become a winter to remember.  Cordova has made national headlines with its record snowfall.  Haines and Valdez have had comparable dumps of the fluffy stuff. Anchorage and Fairbanks are on pace for new annual records. Even Seattle is expecting 10 inches today.  If it isn’t snowing where you are, it’s likely bitter cold.  Schools are closed today in Bethel because the city’s sewer lines are frozen, and even down here in the Alaska banana-belt, Juneau’s temps have hovered  around zero for several days.

Not surprisingly, the harsh weather is causing a rash of insurance claims.  Roofs have collapsed or been damaged by snow loads, and sewer lines have frozen, causing some unpleasant claims.  When winter sets in like this, employees suffer snow-related injuries and snowplows inevitably cause minor damage to personal autos or mailboxes.

As we all know, tough winters are just part of life in Alaska.  But at APEI, where we see winter-related insurance claims, we also see that many are avoidable.  When working outdoors, please be cautious and avoid hazardous situations.  Wear your “yak traks” if you have them.  Keep your roofs clear of heavy snow. Drive carefully.

We can’t control the weather, and this is Alaska, after all.  But we can be aware of weather-related risks and do our utmost to avoid accidents.  And if you have an accident, whatever it may be, please report it to us as soon as possible, and we will guarantee you the very best help and service we can provide.

Let’s hope the worst of the winter of 2011-12 is now behind us.  Stay safe, stay warm, and from all of us at APEI, Happy New Year.
Saturday, December 1, 2012/Author: Alaska Public Entity Insurance/Number of views (1931)/Comments (0)/
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Reporting a Loss?

Alaska Public Entity Insurance

2233 Jordan Ave
Juneau, AK 99801-8050

Phone: 907-523-9400

Toll-Free: 877-586-2734

Fax: 907-586-2008