Friday - August, 17 2018

Cyber Bullying

Bullying is a problem schools have faced for a long time. However, recently with the rise of computers, cell phones, and other electronic devices, cyber bullying is becoming a major issue.
One of the difficulties school districts face is how to address cyber bullying without infringing upon students' First Amendment rights to free speech. Cases across the country continue to be litigated and the answers are not clear. However, even when electronic devices are used off-site, schools may have some authority over student cyber bullying if it is detrimental to the educational environment.

School administrations should take proactive steps to prevent cyber bullying from occurring. Some of the actions that should be taken are:
  • Develop clear rules and policies to prohibit the use of schoool technologies to bully others.
  • Educate students and staff members about what types of behavior constitute cyber bullying and how the school district's policies apply to them.
  • Provide adequate supervision and monitoring of student use of technology.
  • Establish systems for reporting cyber bullying or misuse of technology.
  • Establish effective responses to reports of cyber bullying.
Sunday, April 1, 2012/Author: Alaska Public Entity Insurance/Number of views (2175)/Comments (0)/

APEI Wins Longest Outstanding Civil Litigation Case On File

APEI’s oldest and most expensive civil litigation file was finally resolved by a Bethel jury verdict on February 24th.

Thirty-one Hooper Bay residents sued Lower Yukon School District, claiming the district was responsible for the August 2006 Hooper Bay school fire because the plywood skirting around the school was not maintained, allowing children to gain access. The plaintiffs were asking for millions of dollars in damages for their homes and lost personal property.

What took lawyers and experts over 4 years of contested argument and opinion, including two Supreme Court petitions for review, required the jury less than 15 minutes to decide and sign a special verdict form that LYSD was not negligent.

As prevailing party, LYSD has filed for and will be awarded Civil Rule 82 fees and costs, which will be owed jointly and severally by each named plaintiff.

Plaintiffs have not filed an appeal.
Sunday, April 1, 2012/Author: Alaska Public Entity Insurance/Number of views (2423)/Comments (0)/

Dividends and More

From the Desk of the Director, Jeff Bush

There are many signs of Spring: breakup; budding crocuses; more daylight; baseball.  However, there is another Springtime ritual that is becoming commonplace: the distribution of dividends to APEI members.  At its Spring meeting this past March, the APEI board, for the third year in a row, authorized the company to pay out dividends to members.  This year, the total amount to be handed out will be the highest ever. 

This year’s distribution, which will show up on members’ renewal quotes, will reduce renewing members’ premium bills by almost 15%.

Each member’s dividend will vary.  Although every renewing member will receive a dividend, the amount of the dividend is affected by two things: longevity in the APEI program (maximum benefits apply after 3 years) and the member’s loss record.  Those members with fewer than average losses will see higher than average dividends.  This is just one more reason to do all you can to keep losses in check.

Alone, the dividend is a wonderful way to reward program members and help keep insurance costs low.  But that’s not all.  Also at the Spring meeting, the board again approved using some excess company assets, or equity, to reduce premiums for everyone.  Even new members will enjoy these premium reductions.

Premium reductions will lower the cost for each APEI member’s insurance by another 10%.

Between the two programs—the dividend and the premium reduction—the cost for insurance for APEI members is being cut almost 25%. 

Insurance costs in general are rising.  Although we hope these programs will result in lower premiums compared to last year, that is not a guarantee.  Claims and reinsurance costs continue to rise.  But even if a member’s premium doesn’t go down, these programs nonetheless help offset any other increases. 
Sunday, April 1, 2012/Author: Alaska Public Entity Insurance/Number of views (2196)/Comments (0)/


Reporting a Loss?

Alaska Public Entity Insurance

2233 Jordan Ave
Juneau, AK 99801-8050

Phone: 907-523-9400

Toll-Free: 877-586-2734

Fax: 907-586-2008