Friday , December , 15 2017

Members Doing the Right Thing

In a recent visit to the Copper River School District, we came across a great example for storing materials. Large boards, poles, and other similar materials create a significant hazard of being knocked over or slipping out when leaned against walls. In the image above you can see a storage system with bins and chains to prevent materials from falling over. You can also see a footboard to prevent items from slipping out. This is an ideal way to store leaning materials. 

Sunday, July 1, 2012/Author: Alaska Public Entity Insurance/Number of views (1864)/Comments (0)/
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What Not to Do When Terminating Employees

One fundamental premise of employment practices risk management is that when terminated employees feel they have been humiliated or treated unfairly during the termination process, they often file wrongful termination lawsuits. 

Losing a job is a traumatic event, even when performed with the utmost respect. To avoid the risk of wrongful termination lawsuits, terminating an employee requires planning and professionalism. Management should anticipate how an employee might react to the stress of termination. In addition, a manager should never have a termination conversation with an employee when the manager is angry or upset.

Common sense dictates appropriate behavior for managers when terminating employees. Refrain from using humiliating or disrespectful language, and remain professional during the termination process. If an employee responds with an emotional outburst, stay calm. Furthermore, never threaten or shame the employee at any time during the termination process. 

Importantly, never terminate an employee in front of other employees. Terminations should take place in private with a witness and not in a staff meeting.

Terminating employees with respect helps avoid costly claims. Many jurors have either lost a job or know someone who has, making it easy for a jury asked to decide a claim to identify with a terminated employee.
Sunday, July 1, 2012/Author: Alaska Public Entity Insurance/Number of views (1692)/Comments (0)/
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Renewal Successes and Challenges

From the Desk of the Director, Jeff Bush

During the recently completed renewal season, APEI added one new member, Aleutians East Borough, and welcomed back the Nondalton Water/Sewer project, which was shut down in 2011-12 and hence uninsured. No existing members left APEI, so we currently sport an all-time high membership count of 66 public entities. Although members generally saw some premium rate increases this year, these were largely offset by over $1.9 million in dividends paid out to renewing members.

Obviously we at APEI are once again pleased with the results of the renewal cycle.  Nonetheless, we faced some new challenges this year that, in the future, will likely negatively impact our members.  In general, the national and international reinsurance markets are “hardening,” meaning prices are rising.  We hear talk that the cause is large insurance losses due to natural disasters around the world, but it could just be the natural pendulum swing of the market.  World insurance markets have been “soft,” with prices either flat or declining, for several years.  Whatever the cause, increased prices in the insurance industry in general mean increases to everyone, including Alaska’s public entities.

The other concern is the continuing refusal of the state government and legislature to deal with increasing medical costs in workers’ compensation claims.  While most states have in place effective statutory fee structures that control medical service costs in workers’ compensation claims, our state government has, in recent years, irresponsibly retreated and allowed these medical costs to climb virtually uncontrolled.  The result is, by our estimation, a more than 30% increase in medical claim costs in the last year alone, which translates into overall claim costs going up almost 25%.  Some of these cost increases are already showing up in rates, but unless something is done, workers’ compensation rate increases for all Alaska employers are likely to spiral upward in future years.

I encourage you to pass along your concerns to your local legislators.
Sunday, July 1, 2012/Author: Alaska Public Entity Insurance/Number of views (1763)/Comments (0)/
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APEI Partners with SafeSchools

APEI is excited to announce its new partnership with SafeSchools, the leader in online training for schools. Through this partnership, APEI members have free 24/7 access to over 200 online training courses tailored specifically to schools and school employees. These courses cover a wide array of topics including: bullying prevention, youth suicide, school violence, bloodborne pathogens, slips, trips, and falls, and many more. To get your school district signed up, contact APEI loss control manager Abe Levy at alevy@akpei.com.
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Cyber Liability

In this day and age we are continually facing new liabilities from the use of technology. Join us for a webinar on cyber liability to learn what kinds of risk you may face and how you can protect yourself.
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Reporting a Loss?

Alaska Public Entity Insurance

2233 Jordan Ave
Juneau, AK 99801-8050

Phone: 907-523-9400

Toll-Free: 877-586-2734

Fax: 907-586-2008